tag:blogger.com,1999:blog-62294764178479294712012-02-08T19:57:05.315-05:00Perspectives & Reflections: Insights in home selling, home buying, renting, local merchants, neighborhoods, housing trends, interests in and around the Greater Chesapeake Maryland Region to include Annapolis, Baltimore and Greater Washington DC.Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comBlogger621100tag:blogger.com,1999:blog-6229476417847929471.post-51359099053369352912012-02-08T18:41:00.000-05:002012-02-08T18:41:55.007-05:00

10 Real Estate Markets to Watch in 2012 No, Maryland did not rank on this list. But you'll find it interesting which markets are on the watch list.  And, don't forget that if you are considering making a move anywhere -- in or outside of Maryland -- don't go it alone.  I can put you in touch with a well-qualified, professional real estate agent to help you with a home search. Give me a call,

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-39585315063029610452012-01-28T11:30:00.000-05:002012-02-08T19:57:05.322-05:00

Hammarlee Estates -- A Water-Oriented Community 203 Sunset Drive, Glen Burnie MD 21060 Real estate for sale in Glen Burnie Maryland - AA7611244 Not a foreclosure and Not a Short Sale! Move Right In! Larger than you'd think -- three levels of more than 2,300 sq ft of living space! The owner loved this home and did some nice updates while he lived in it. Large Kitchen features

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-53733610859145553662012-01-26T16:50:00.002-05:002012-02-08T19:55:47.543-05:00

Bring the Boat and Your Water-Loving Dog! MLS AA7705527Herald Harbor on the Severn738 Honeysuckle TrailCrownsville, MD 21032This home in the water-oriented community of Herald Harbor is just minutes from Annapolis and convenient commuting distance from Ft. Meade, NSA, Coast Guard Base, Washington and the BWI Airport. It features lovely peace on its private pier at Valentine Creek off the

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-43539278244449563972012-01-19T10:57:00.000-05:002012-01-23T15:39:30.664-05:00

The new Maryland Lead Paint Laws went into effect on January 1, 2012. Since many of the area’s homes were built prior to 1979, changes to this law are expected to have a substantial impact to owners, landlords, property managers and leasing agents of those that are rentals. These changes arose from a recent Maryland ruling concluding that existing Lead Paint remedies and owner limitations

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-6870126099099476382011-12-29T12:04:00.000-05:002011-12-29T21:20:00.715-05:00

Real Estate Market Statistics for the Mid-Atlantic Region | RBI

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-32281961975806308422011-12-27T17:00:00.000-05:002012-01-23T15:37:58.828-05:00

The saying goes: “You never get a second chance to make agood impression.” And that is true for the first 30 days your property islisted for sale. Not only does your property need to be in the best shapepossible at initial offering, it needs to be priced well. Pricing well means pricing it ahead of themarket; not behind it. Otherwise, youcan spend a lot of time chasing the market with

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-1754678663486687912011-12-22T17:00:00.000-05:002011-12-29T12:25:23.319-05:00

Actually, no.  Entrepreneurs who cull the existing inventory from various locations own many of these sites selling and advertising a subscription-based list of foreclosed homes to the public for purchase. It’s a little like paying for those lists of government grants that you could get from a visit to your local library for free. These website service owners repackage the information and

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-27729884684770824842011-12-20T08:00:00.000-05:002011-12-29T12:25:42.544-05:00

December 17, 2011--Congress has extended another limited time frame for the National Flood Insurance Program (NFIP) authority through May 31, 2012. This latest extension was a part of H.R. 2055 combining the remaining nine appropriations bills to fund the federal government for Fiscal Year 2012. Unfortunately, this is another patch to an already leaky life raft.  Congress refuses to implement

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-40468230320463294462011-12-11T10:39:00.000-05:002011-12-11T10:39:21.802-05:00

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-85514546206259674072011-12-10T22:39:00.000-05:002011-12-10T22:39:33.215-05:00

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-50551804714840017842011-09-22T17:00:00.002-04:002011-09-23T20:03:23.453-04:00

By Kimberly Barton, REALTOR®The Autumnal Equinox is a solar event and falls on September 23rd this year. Both day and night will be balanced as it begins to get darker earlier. The Equinox has traditionally been a celebration marking the final crop harvest in preparation for winter. And many communities mark the change of seasons with festivals, bon fires, gatherings in fields and decorating

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-90657511803191160002011-08-25T13:23:00.001-04:002011-08-25T13:23:42.965-04:00

Hurricane Irene is predicted to arrive soon as we head into the East Coast's annual Hurricane season. For those of you buying a home with plans to settle this week—get your insurance binder now.Once the Mid-Atlantic goes under a Hurricane Watch, insurance companies suspend writing for all new homeowner's policies until the status clears. If you do not already have your insurance binder in place

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-46621767803786286762011-08-23T18:49:00.006-04:002011-08-25T15:12:34.632-04:00

AUGUST 23, 2011--COMMONWEALTH OF VIRGINIA: The USGS has issued an Earthquake Event notification in Virginia measuring 5.9. As a result, Earthquake Insurance Coverage Binding authority is suspended effective at 4:00pm on 8/23/2011 by Travelers and other carriers. Pending policies in some areas of Maryland have also been suspended. Home purchasers should be aware that this could affect the

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-51490113075980035312011-08-22T19:57:00.001-04:002011-08-22T20:01:09.853-04:00

IRS Summertime Tax Tip 2011-15, August 8, 2011 The Internal Revenue Service has some important information to share with individuals who have sold or are about to sell their home. If you have a gain from the sale of your main home, you may qualify to exclude all or part of that gain from your income. Here are ten tips from the IRS to keep in mind when selling your home. In general, you are

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-70959367808278694502011-07-04T07:00:00.001-04:002011-07-04T07:00:08.974-04:00

Okay, after the festivities and you are ready to take the flag down, Follow the directions of this animation to learn how to properly fold the U.S. flag:

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-2319457360962467252011-07-03T05:00:00.000-04:002011-07-03T05:00:05.690-04:00

by Erica ChristofferHappy Independence Day!This weekend, many will raise the flag outside their homes in celebration of the day our nation was formed. Of course, many of you will also be displaying the American flag outside your homes and businesses. But before the Stars and Stripes go up, check out these tips from the Veterans of Foreign Wars on flag etiquette:If the flag is flown on the same

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-3798331609694859622011-07-01T23:08:00.000-04:002011-07-01T23:09:11.400-04:00

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-17373762609682472992011-07-01T22:41:00.004-04:002011-07-01T23:10:11.278-04:00

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-2309671149850602132011-05-26T10:00:00.016-04:002011-07-01T21:51:20.387-04:00

Three men were seated in downtown Annapolis at City Dock Coffee one morning. Two of the men were more advanced in their careers and trying hard to impress their value to a younger man working for the Governor. After significant posturing, bragging and chest beating, the two men finally wrapped up. But, before they left this young man’s company, one of the two men offered him the business card of

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-32994393571535455772011-05-20T01:01:00.003-04:002011-05-20T01:03:17.823-04:00

The face of Annapolis continues to change. Some people embrace the change. Some grumble about it. But, the changes to our roads, shopping, new businesses, jobs, and new housing are the driving reasons that our housing market continues to see improvements.Annapolis is still a small town in many ways. No, we don’t have the Blue Law on Sundays anymore. But, this little town of historic homes,

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-40954559703547646532011-04-08T22:38:00.016-04:002011-04-08T23:12:52.524-04:00

The Townes at Maryland Hall Ground has already been broken for the newest up-town subdivision in Annapolis at the entrance of the Maryland Hall for the Creative Arts off of Spa Drive. The location is being hailed as the "art district" due to the close proximity to the local art center. The subdivision will feature 19 all brick Federal style townhomes starting at $649,000. The homes will be

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-89881358571624640592011-03-03T17:29:00.006-05:002011-03-03T17:34:53.521-05:00

March 3 - Governor O'Malley announced last night that he is pushing towards the passage of Senate Bill 846 / House Bill 1107 and plans to personally testify at the bill's hearing on March 11.Sen. Paul Pinsky, D-Prince George's and Delegate Stephen Lafferty, D-Baltimore County introduced “The Sustainable Growth and Agricultural Preservation Act of 2011” Senate Bill 846 and House Bill 1107. The

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-6760440708894736382011-01-28T22:29:00.001-05:002011-01-28T22:32:01.385-05:00

For the first time, section 179 is extended to certain qualified real properties including restaurant buildings and improvements made to interiors of retail and leased nonresidential buildings.Talk to your tax planner to determine how this will impact your real estate transactions and tax ramifications.

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-39535563745660740012011-01-21T23:29:00.000-05:002011-01-21T23:30:07.526-05:00

Seven years ago Monsanto petitioned the U.S. Department of Agriculture (USDA) to deregulate GE alfalfa which would allow it to be planted anywhere. Now, within a few days, the USDA will announce its decision whether to grant their request and thereby unleash certain impact on organic farmers and the food system.On Monday, January 24th, the decision will be made and the outcome shall set the

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-35476967334379431622011-01-17T16:12:00.021-05:002011-01-17T18:32:24.124-05:00

by Kimberly Barton , REALTOR®Maryland continues to outperform other areas. 2010 marked another year of slow, but continual improvements to the economy and the housing market. Housing adjusted into a more normal market. Statistics reflect that December 2008 marked the beginning of a pricing turnaround in most counties. Since that time, prices leveled out, started an upward climb and appreciation

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-71371815434299519512011-01-14T15:32:00.008-05:002011-01-14T17:14:07.105-05:00

Champion Realty Mortgage announced exciting news today about their FHA loan program for all purchase loans. Starting on January 15, 2011, the minimum FICO score will drop from 600 to 500.According to Lewis “Lewie” Ivey at Champion Realty Mortgage, there are additional steps that must be taken to determine if a purchaser is eligible. But, this is great news for some qualified but credit challenged

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-77266316044924141242011-01-02T09:00:00.001-05:002011-01-02T21:45:48.894-05:00

What better way to start the New Year then with a clean slate and a cleared home! Clearing a home is about ridding the home of clutter and stagnant energy. Homes are much like our bodies. They can accumulate a lot of stuff that clutters up space and blocks positive energy flow and wellness. The start of the New Year is the ideal time to purge your home of broken items, things you haven’t used,

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-30135020561992142552011-01-01T18:36:00.009-05:002011-01-01T20:22:17.962-05:00

The first day of the year is always an intentional unscheduled day for me. Much of my day is spent in quiet, reflecting on the past year and thinking of what I expect from the New Year. I’ve done this as far back as 12 years old. At that time, I would retreat into my room to escape my brothers and chaos. My family always thought that I was being antisocial. But I was merely recognizing a

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-53224785797644624732010-10-28T16:35:00.005-04:002010-10-28T17:07:14.639-04:00

The new Health Care Law scheduled to go into effect in 2013 will certainly affect many Americans. While the media has covered some of these, there has been less coverage of one aspect of this new Law. This aspect may affect higher wage earners who sell their home and realize capital gains (profit).Most are aware that under the new Health Care Law, single taxpayers earning in excess of $200,000 of

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-49586712856015648412010-10-15T21:31:00.000-04:002010-10-15T21:31:48.370-04:00

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-52217687656461642192010-08-07T08:30:00.000-04:002010-08-07T08:30:00.372-04:00

School will be starting for many students in the next few weeks around Maryland. Just in time for parents having to shell out the bucks for necessary clothing and shoes, Comptroller Peter V.R. Franchot announced Maryland's State Sales Tax Holiday from Sunday, August 8th to Saturday August 14th. The 6 percent sales tax usually charged on clothing and shoes under $100 will be suspended during this

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-30705058486424913952010-07-24T05:21:00.000-04:002010-07-24T05:21:00.481-04:00

By Stephanie AndreThe summer is officially upon us. And what that, comes weeds, bugs and, of course, more time needed to tend to your lawn.Here, learn how you can make the most of the season with these summer lawn care tips:1. Proper watering and water conservation is important at any time of year, but particularly when heat and a lack of rain lead to water deficits and drought.2. Evaluate your

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-46349233076274184672010-07-23T08:00:00.003-04:002010-07-23T08:00:00.137-04:00

5 Tips for Buying a ForeclosureGet prequalified for a loan and set aside funds, and you’ll be ready to purchase a foreclosed home. ReadVisit houselogic.com for more articles like this.Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-50220527017068222822010-07-19T06:00:00.000-04:002010-07-19T06:00:07.526-04:00

by Kristy Eppley RuponSome tips for keeping your air conditioning running smoothly during the ultra-hot months and what to do if it breaks down from Deborah Evans, owner of Evans Heating & Cooling in Elgin, S.C.:Change the air filter once a month. Don't use the ultra-thick, expensive filters because they will restrict air flow and cause the unit to work harder. Have the unit maintained twice a

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-4651114003694810462010-07-18T06:00:00.001-04:002010-07-18T06:00:00.205-04:00

By Stephanie AndreThe dog days of summer are here, alive and well. Getting out in the garden and keeping your lawn green are very important but so is conserving water. Remember - it's the summer; it's going to rain. From checking the kitchen faucet to watching your laundry loads, there's plenty we can all do to save water. Here are some tips from Pennsylvania American Water on how you can

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-32624166917668707312010-07-17T17:52:00.016-04:002010-07-17T18:48:57.173-04:00

My early Saturday morning yoga class wasn't being held today. So, I opted to do a morning run instead. Before the run, I decided to slip over to the Farmer's Market on Riva Road in Annapolis for a few, fresh organically-grown vegetables.The place was busy but not overly crowded so that you couldn't move from vendor to vendor. I like to walk the vendors to see everything offered before I decide

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-58179503911996146432010-07-17T09:00:00.003-04:002010-07-17T15:59:36.802-04:00

Worth the Trip to America’s largest free arts festival returns to Baltimore to showcase local art, theater, opera, fashion, film and American music. Performers step on to four stages:• The Wachovia Stage, featuring nationally known artists — Maysa and Musiq Soulchild (July 16); Cold War Kids (July 17); and Gov’t Mule and Rebelution (July 18);• The Festival Stage, featuring regional bands — Higher

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-19405093310060330822010-07-16T18:31:00.005-04:002010-07-16T18:35:49.002-04:00

The Senate in a 60-39 vote passed landmark legislation to create new oversight structures for financial services firms and increase protection of consumers with a new Consumer Financial Protection Bureau.The 2,300-page bill, called the Dodd-Frank Wall Street Reform and Consumer Protection Act, includes several pieces that touch on real estate finance, including a title to reform the regulation of

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-47366372495225542742010-07-16T08:00:00.001-04:002010-07-16T08:00:00.356-04:00

How to Eliminate Mold from Your HomeTo eliminate mold, seek a credentialed professional who understands the inspection, sampling, and clean-up process. ReadVisit houselogic.com for more articles like this.Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-51072746742697611522010-07-10T01:00:00.001-04:002010-07-10T01:00:03.067-04:00

I've ended up with Saturday unscheduled. That is so very rare and I plan to relish it completely. But, I'm divided and cannot decide what I will do. Why? There are just too many things to do this weekend that I would LOVE to do; but I cannot be in every place at one time.Maryland and surrounding metropolitan Washington DC are chock full of fun for every taste -- beaches, mountains, museums,

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-50432753309695906932010-07-09T18:00:00.001-04:002010-07-09T18:16:23.326-04:00

The newest techno-program to help buyers search for properties has just been launched at Champion Realty. It is referred to as "OMG" which stands for "Oh My Gosh! that house is Uberspectacular" according to Lauri Ladd, Director of Marketing for Champion Realty.OMG is Champion's GPS based texting service for immediate results. The service interfaces with a buyer's mobile phone using GPS (global

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-17028674556191181172010-07-09T08:00:00.002-04:002010-07-09T08:00:09.491-04:00

Start a Compost PileSave money and grow healthier plants by recycling yard and kitchen waste into nutrient-rich compost. ReadVisit houselogic.com for more articles like this.Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-79577227332712712402010-07-08T11:00:00.002-04:002010-07-08T21:50:52.429-04:00

Many Maryland residential properties are subject to Ground Rent (aka Ground Lease). That is when a landowner leases unimproved land to a tenant who agrees to erect a building on the land. Ground rent usually involves separate ownership of the land and the building. The tenant will "own" the building erected; but not the ground on which it was built. These rents are for a long term to make the

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-82206225151390847782010-07-07T08:00:00.000-04:002010-07-08T22:34:02.463-04:00

HB 590/SB 657 was signed into law by by Governor Martin O'Malley and went into effect on May 20th, 2010 in Maryland. This bill clearly states that recordation and transfer taxes may not be imposed on the forgiven debt in short sale transactions. Three counties--Anne Arundel, Prince George’s and Montgomery--began levying recordation taxes on the forgiven debt in short sale transactions at the end

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-26698191047240432262010-07-06T08:00:00.003-04:002010-07-08T22:24:46.017-04:00

Effective July 1, 2010 in Maryland, homeowners facing foreclosure now are legally entitled to a mediation process. Lenders are now required to provide information detailing the lender’s efforts to avoid foreclosure with the homeowner. If the lender has not completed its consideration of foreclosure alternatives, the legislation provides a process for that to occur even after a foreclosure has

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-91087232124362970142010-07-05T08:00:00.001-04:002010-07-05T08:00:06.337-04:00

By G. M. Filisko, contributing writer, HouseLogicSellers who replace their front door may get a full return on their investment or even turn a profit from the increase in their home’s value, according to Remodeling Magazine’s most recent annual Cost vs. Value Report. A new door will also boost their home’s curb appeal—and may even be eligible for a tax credit to boot.1. If you’re looking to save

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-40825966227944893802010-07-04T21:45:00.015-04:002010-07-05T21:47:47.022-04:00

It was an excellent night to view the fireworks from virtually all areas of the Annapolis City Dock, Harbor and surrounding spots. The weather was perfect for the festivities providing a clear night, summer breeze and comfortable temperatures.Disappointing, however, was the city's parade starting at West Street & Amos Garrett near Fado’s Irish Pub, traveling past India’s of Annapolis, and

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-23036242924109583152010-07-03T15:05:00.004-04:002010-07-03T15:10:54.893-04:00

2332 Patuxent River Road, Gambrills MD 21054 PRICED JUST REDUCED TO $584,900! PRIVATE 1 ACRE HOME NESTLED in a quiet community tucked inside the triangle of Crofton-Davidsonville-Gambrills. This lovely home boasts a one acre shaded, level lot backing to the Patuxent Nature Preserve. Features include: Oversized Formal livingroomLarge Formal diningroom with crown moldingFamily-styled eat-in kitchen

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-91929862741245919442010-07-03T08:00:00.001-04:002010-07-03T08:00:06.045-04:00

By Charlene Storozuk, Dezigner DigzAs you know, in real estate every square foot counts (especially when it can be turned into liveable space). That’s just what we did on this project. This vacant attic had great bones and a lot of potential for many uses such as an additional bedroom or a home office.Since this home already had four bedrooms and a fifth bedroom staged as a home office, I chose

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-59139427268164189552010-07-02T08:00:00.001-04:002010-07-02T16:18:44.245-04:00

6:30 pm - Annapolis Independence Day Parade starts at Amos Garrett Boulevard & West Street. Parade will head down West Street towards the Church Circle; wind down Main Street; turning left on Randall Street, and will end in front of the Market House. 7:30 pm - Live Concerts: Live entertainment at the conclusion of the parade in front of the Market House8:00 pm - performance by the United States

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-40508527751964468192010-07-01T08:00:00.000-04:002010-07-01T18:41:57.553-04:00

7 Things All Borrowers Should Know About FHA LoansRISMEDIA, July 1, 2010--FHA Pros, LLC, a national FHA condo approval service, has developed a list of facts speaking to the top misconceptions associated with FHA loans in order to help home buyers better navigate an already confusing market. FHA loans are mortgages issued by qualified lenders and insured by the Federal Housing Administration (FHA

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-11701592384237032282010-06-30T17:00:00.000-04:002010-06-30T23:14:10.759-04:00

The East Coast is coming into hurricane season. When the Mid-Atlantic goes under a "Hurricane Watch" insurance companies will not write new homeowner's policies until the status clears. So if there is a storm brewing, headed our way, be sure that you have a Binder for any property going to settlement or requiring a re-write.For more information on insurance questions, call Ruth Holt at Champion

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-29868648872971086302010-06-30T08:00:00.000-04:002010-06-30T23:46:05.581-04:00

Half Pint Kids Club Activities 11:00am to 2:00pm First Wednesday of the month - freeJoin Whole Foods in their new state-of-the-art Culinary Center of Annapolis each Wednesday morning for activities led by Chef Frances. The Half Pint Kids Club meets weekly from 11:00am to noon. All sessions require advance registration, you may do so online at www.acteva.com/go/annapolis. Half Pint Kids Club

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-51290529168668513812010-06-29T18:00:00.000-04:002010-06-29T18:41:03.185-04:00

Prince Georges County is loaded with foreclosures. In fact, the county has identified several zip codes that they deem emergency areas in which they want to encourage buyers to purchase these homes. To encourage buyers, the county established the First Time Homebuyer "Down Payment on Your Dream" loan program in April 2009. I've been informed that there is still time on this program to qualify and

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-18635272724365349882010-06-29T08:00:00.001-04:002010-06-29T08:00:05.382-04:00

Tax Credits for Replacing Windows, Doors, and SkylightsIf money seems to be escaping through drafty windows, doors, and skylights, this federal tax credit might make energy-efficient replacements more affordable. ReadVisit houselogic.com for more articles like this.Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-36612918615421165312010-06-28T08:00:00.007-04:002010-06-28T18:16:49.242-04:00

Conventional Fixed 30 Year, FHA & VA Fixed 30 Year Rates remain at 4.5% with a .75 of a point. This is a slight change from my last Wednesday rate update post that showed mortgage interest rates at 4.5% paying 1 point.According to the Federal Open Market Committee (FOMC) "that the economic recovery is proceeding and that the labor market is improving gradually... inflation is likely to be subdued

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-40503143731007099592010-06-25T19:00:00.000-04:002010-06-28T15:56:15.039-04:00

The U.S. House and Senate reached agreement early Friday morning on the largest financial overhaul since the Great Depression.The bill will particularly affect home buyers seeking mortgages, requiring lenders to ensure that a borrower is able to repay a home loan by verifying income, credit history, and employment. It also would ban payments to brokers for helping borrowers find alternative

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-33344864756352713382010-06-25T18:28:00.006-04:002010-06-28T14:28:28.558-04:00

The latest unique restaurant fare to hit Annapolis is Nando's Peri-Peri originating in South Africa. The restaurant quietly opened on Wednesday, June 23, 2010 at the Annapolis Westfield Mall, entrance between Borders Books and Sears.Having already experienced the exquisitely-flavored African-Portuguese inspired fare of this restaurant while living overseas, I immediately anticipated the opening

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-61410311638238939132010-06-25T17:50:00.014-04:002010-07-03T15:04:18.680-04:00

2332 Patuxent River Road, Gambrills MD 21054PRIVATE 1 ACRE HOME NESTLED in a quiet community tucked inside the triangle of Crofton-Davidsonville-Gambrills. This lovely home boasts a one acre shaded, level lot backing to the Patuxent Nature Preserve. Features include:Oversized Formal livingroomLarge Formal diningroom with crown moldingFamily-styled eat-in kitchen with brand new granite counter

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-81380623729212755392010-06-25T17:00:00.000-04:002010-06-25T18:08:38.047-04:00

153 Williams Drive, Annapolis MD 21401DEEP WATERFRONT IN ANNAPOLIS! This home sits on Weems Creek with a private 2-slip pier, 6ft depth water, 10,000lb electric boat lift in a quiet, desirable neighborhood. Features include: Cathedral ceiling in Formal Front Livingroom Separate Formal Diningroom Large Updated Kitchen with Brand New Stainless Appliances, Granite Counter Tops and Wood Floors Family

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-13251962439887221942010-06-23T08:00:00.010-04:002010-06-25T14:53:19.397-04:00

FHA & VA Mortgage 30 Year Fixed rates remain at 4.5% up to a purchase price of $560,000. Conventional 30 Year Fixed rates match the FHA & VA Mortgage rates of 4.5%. That means that buyers have more purchasing power (can buy more house for the money). For those individuals thinking about buying their first home, moving up or a second home, it's a great time to buy. For specific rates and programs

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.comtag:blogger.com,1999:blog-6229476417847929471.post-52674131821632005502010-06-02T08:00:00.002-04:002010-07-08T21:56:06.230-04:00

HB 199/SB 520 – Homestead Property Tax Credit – Federal Government EmployeesSTATUS: PASSED – Effective June 1, 2010 for tax years beginning after June 30, 2010Extends the Homestead Property Tax Credit to federal employees stationed outside Maryland for a period not exceeding 6 consecutive years.Once the homeowner moves back to Maryland, the homeowner may reclaim the credit which will be

Kimberly Barton, REALTORhttps://profiles.google.com/103469254912194432107noreply@blogger.com