Ready for a Jolt to the Housing Market? Read on...

As a real estate professional, I inevitably get asked about current market conditions, whether now is a good time to buy or sell, or what are home prices like in my area. 

My Housing Trends eNewsletter has information on trends and things happening in your local market.

Here are a few topics in this issue:

• Rates continue to be very good, (from 3.75%) though we are now seeing lenders quote rates based on more than just a buyer's credit scores--type of loan, type of home, location, amount down and other criteria that makes it difficult to predict the mortgage rate for a purchase.
• The Housing Affordability Index (HAI) rose slightly in the third quarter of last year, according to the Maryland Association of REALTORS® (MAR)
• Got a social media account? Lenders are trolling the internet to view an applicant's social media accounts, status updates, tweets and posted résumés before issuing a loan decision.
• Existing-Home Sales Rebound in December, 2014 Total Sales Finish 3 Percent Below 2013
• click here to read my eNewsletter!